1000+
Projects Delivered
15+
Countries of Delivery
20+
Yrs Industry Experience

What we deliver

Karan Infosys delivers finance and banking IT for banks, NBFCs, fintechs, and insurers that need PCI-DSS and RBI-aligned systems. We build core banking modules, payment infrastructure (UPI, IMPS, NEFT, RTGS), regulatory reporting for RBI/SEBI/IRDAI, and fraud-aware transaction platforms. Engagements typically include compliance assessment, architecture, secure implementation, and audit-ready documentation.


Specialized Solutions

Industry Sub-Sectors We Serve

Niche-specific IT solutions tailored for each sub-sector within Finance & Banking.


The Challenge

Why Enterprises Struggle

Understanding the operational and financial risks that make Finance & Banking critical for modern businesses.

⚠ High-Volume Transaction Fraud

Sophisticated cybercriminals execute automated fraudulent card payments and identity theft attacks in real-time.

⚠ Legacy Core Banking Bottlenecks

Decades-old banking mainframes struggle to process peak festival UPI transaction loads, causing high payment failure rates.

⚠ RBI / PCI-DSS Regulatory Compliance

Stringent financial data localization and security mandates require continuous infrastructure auditing and encryption.


Our Methodology

How We Deliver Finance & Banking

A proven 4-phase approach that minimizes risk, maximizes ROI, and ensures measurable business outcomes from day one.

01

Security Architecture & Encryption

Implementing AES-256 bit hardware security module (HSM) encryption for all card data and financial transactions.

02

API Gateway & Microservices

Decoupling core banking systems behind high-speed API gateways for instant third-party fintech integrations.

03

AI Fraud Detection Engine

Deploying machine learning models that analyze transaction velocity and geo-anomalies to block fraud under 50ms.

04

Disaster Recovery & ISO 27001

Establishing active-active dual data center replication ensuring near-zero RPO/RTO financial recovery.


Core Capabilities

What Sets Our Finance & Banking Apart

Enterprise-grade solutions engineered with deep domain expertise and cutting-edge technology.

🏦

Core Banking Solutions

Digital banking platforms with real-time transaction processing, KYC/AML compliance, and multi-currency support.

💳

Payment Infrastructure

PCI-DSS compliant payment gateways, UPI integration, NACH mandates, and fraud detection algorithms.

📈

Regulatory Reporting

Automated compliance reporting for RBI, SEBI, and global regulators with audit trail and data lineage.


Technology Stack

Powered by Enterprise Technologies

We leverage only the most resilient, battle-tested technologies trusted by Fortune 500 companies worldwide.

Java Spring Java SpringRedis RedisKafka KafkaPostgreSQL PostgreSQLDocker DockerKubernetes KubernetesPD PCI-DSS ComplianceAWS KMS AWS KMS

Industry Applications

How Industries Use Finance & Banking

Real-world applications demonstrating measurable business impact across diverse industry verticals.

Banks & Credit Unions

Secure mobile banking applications with instant KYC verification, bill payments, and biometric login.

Fintech & NBFCs

Automated loan origination software evaluating credit scores and disbursing micro-loans in under 5 minutes.

Insurance Firms

Digital portal for instant policy renewals, claim document uploads, and automated surveyor assignment.

Featured Case Study

Scaling High-Speed Payment Gateway for Fintech Enterprise

We engineered a microservices payment infrastructure processing over $50M in monthly transactions with 99.999% uptime.

View More Case Studies

$50M+

Monthly Volume Processed


< 50ms

Average API Response Time


"Karan Infosys built a financial architecture that handles peak payment rushes effortlessly. Their security standards are top-notch."

— Founder & CTO, Payment Solutions Provider


FAQ

Enterprise FAQ

Common strategic questions about our Finance & Banking solutions and how they drive business outcomes.

Are your solutions PCI-DSS compliant?

Yes — all our financial applications are built to PCI-DSS Level 1 standards with annual certification.

Can you integrate with Indian payment systems?

Yes — UPI, IMPS, NEFT, RTGS, Bharat QR, and all major payment aggregators including Razorpay and PayU.

Do you handle regulatory compliance?

Yes — automated reporting for RBI, SEBI, IRDAI with real-time monitoring and alert systems.

How much does Finance & Banking typically cost?

Cost for Finance & Banking depends on scope, timeline, and whether you need a one-time engagement or ongoing support — so we don't quote generic packages. After a free consultation, we send a detailed, itemized quote with no hidden fees.

How long will Finance & Banking take to get started?

We schedule a scoping call for Finance & Banking within 48 hours of your first message. From there, you'll get a realistic timeline before anything is signed — typically a few weeks for focused engagements, longer for larger transformations.

Why choose Karan Infosys for Finance & Banking instead of hiring in-house?

An in-house hire for Finance & Banking means recruiting, onboarding, benefits, and the risk of losing knowledge when they leave. We give you senior-level expertise on demand, without the fixed overhead, and you can scale the engagement up or down as your needs change.

Where can I get Finance & Banking in Ahmedabad?

Karan Infosys provides Finance & Banking from our office in Naranpura, Ahmedabad, Gujarat. Call +91-98985-64714 or request a consultation at karaninfosys.com/contact.php — we typically schedule a scoping call within 48 hours.

Who provides Finance & Banking near me?

Karan Infosys is an Ahmedabad-based IT company offering Finance & Banking for clients across India and internationally. Contact +91-98985-64714 for a free scoping call with our engineers.


Cross-Industry Expertise

Explore Related Industries

Our deep domain expertise extends across interconnected industry verticals.

Ready to Transform Your Finance & Banking?

Contact our enterprise team today for a complimentary strategy consultation. Our architects will assess your needs and propose a tailored solution roadmap.

Schedule Strategy Call Back to Industries